“Don’t put off tomorrow what you can do today.” That phrase is true in many areas of life – especially when it comes to planning for health care needs in the future. While not many individuals like to think about it, the reality is most Americans will need some form…

1) Benefits are critical. Data from the Social Security Administration shows that 61% of retired workers (including 71% of unmarried individuals and 48% of married couples) count on their retirement benefits to comprise at least half of their monthly income. 2) It pays – big. Social Security pays nearly 63…

According to a 2016 report from Gallup, Inc., only 11% of surveyed individuals believe insurance salespeople to have a very high/high honesty and ethical standards of business. In fact, historically, insurance producers have been ranked as one of the lowest trusted by those surveyed. While perception is not always reality,…

Commercial insurance performs a critical role in the world economy. There are over seven million small businesses in the U.S., ranging from mom-and-pop shops to niche marketing agencies. Despite their many difference, they all have one thing in common: without the proper commercial insurance coverage, a disaster or lawsuit could…

You’re Back in the Office! Now What? Insurance agents generally work closely with other people, including coworkers, clients, and business partners. While it is optimal to maintain these relationships and connect with others in person, there are times when these practices need to be done remotely. Whether it is for…

Medigap has and continues to be, a critical source of supplemental coverage for Medicare beneficiaries. It has many advantages, the main one being that seniors are able to purchase Medigap coverage to protect themselves from high out-of-pocket costs that are not covered by Medicare. Medigap also allows them to budget…