“Don’t put off tomorrow what you can do today.” That phrase is true in many areas of life – especially when it comes to planning for health care needs in the future. While not many individuals like to think about it, the reality is most Americans will need some form of long-term care (LTC) in…
1) Benefits are critical. Data from the Social Security Administration shows that 61% of retired workers (including 71% of unmarried individuals and 48% of married couples) count on their retirement benefits to comprise at least half of their monthly income. 2) It pays – big. Social Security pays nearly 63 million Americans to the tune…
According to a 2016 report from Gallup, Inc., only 11% of surveyed individuals believe insurance salespeople to have a very high/high honesty and ethical standards of business. In fact, historically, insurance producers have been ranked as one of the lowest trusted by those surveyed. While perception is not always reality, the responsibility is on agents…
Commercial insurance performs a critical role in the world economy. There are over seven million small businesses in the U.S., ranging from mom-and-pop shops to niche marketing agencies. Despite their many difference, they all have one thing in common: without the proper commercial insurance coverage, a disaster or lawsuit could put it out of business.…
You’re Back in the Office! Now What? Insurance agents generally work closely with other people, including coworkers, clients, and business partners. While it is optimal to maintain these relationships and connect with others in person, there are times when these practices need to be done remotely. Whether it is for a leave of absence, time…
Medigap has and continues to be, a critical source of supplemental coverage for Medicare beneficiaries. It has many advantages, the main one being that seniors are able to purchase Medigap coverage to protect themselves from high out-of-pocket costs that are not covered by Medicare. Medigap also allows them to budget for medical expenses and avoid…
Although starting and growing an insurance agency can be difficult, it is not impossible. To help with your growth and development, InternetCE – a leader in online continuing education courses for insurance agents – is here to help assist you by providing the necessary tools you’ll need to succeed. Insurance agents need to create a…
While most 20-somethings (aka Millennials) don’t give much thought to life insurance, it’s time they start. And here are some big reasons why: Insurance rates are lowest when the applicant is young and healthy. Many young people have hefty student loans and other debts. Without insurance, they would leave them behind for loved ones to…
Yoga or Benefits? Did you know, according to Glassdoor’s “2015 Employment Confidence Survey,” approximately 60% of people report that benefits and perks are a chief factor in considering whether to accept a job offer? Additionally, the survey found that 80% of employees would choose additional benefits over a pay raise. So while perks like free…
While almost everyone daydreams about their retirement days – lying on a beach or hitting the links – these frightening facts below may make planning for your golden years seem like more of a nightmare. 5 Frightening Retirement Facts 1. One in three Americans have nothing saved for retirement. 2. Approximately three-quarters of Baby Boomers aren’t confident…
