The Dwelling Fire Policy Program

Understanding the Common Features of Dwelling Fire Policy Forms

$8.00 + your state filing fee
4 Credit Hours

This course favors P&C insurance agents but is applied as general credit for all agents.

COURSE DIFFICULTY

Basic
This course covers the following topics:
  • Examine the three types of dwelling fire policies on the market today: the Standard Fire policy, the Broad Form fire policy, and the Special Fire policy
  • Compare and contrast each of the dwelling fire policies
  • In addition, the course will examine other notable non-retirement provisions of the SECURE Act, before finishing with a discussion of the pros and cons of the Act.

Summary

For some clients, a dwelling fire policy is the better alternative to a homeowners policy. But don’t be mistaken – dwelling fire insurance covers much more than just fire. In this course, we’ll examine the three types of dwelling fire policies on the market today: the Standard Fire policy, the Broad Form fire policy, and the Special Fire policy. The last is by far the most popular of the three types. This course reviews the features of the three policies and compares them for similarities and differences. It also examines how the unique features affect the level of protection of each policy. Those completing the course should understand the coverages provided through a dwelling fire policy, its use in lieu of a homeowners policy, and the differences between the three types of dwelling fire policies.

Outline

1. Introduction

  • 1.1 Purpose of Course
  • 1.2 What is the Dwelling Fire Policy?
  • 1.3 Summary
  • Chapter 1 Quiz

2. The Coverage Parts

  • 2.1 The Declaration, Agreement, Definitions
  • 2.2 Coverages
  • 2.3 Other Coverages
  • 2.4 Exclusions
  • 2.5 Conditions
  • 2.6 Summary
  • Chapter 2 Quiz

3. Perils Insured Against

  • 3.1 Buildings, Structures and Content
  • 3.2 Other Coverages
  • 3.3 Conditions
  • 3.4 Exclusions
  • 3.5 Summary
  • Chapter 3 Quiz

4. Personal Liability Form

  • 4.1 Agreement and Definitions
  • 4.2 Coverages
  • 4.3 Exclusions
  • 4.4 Additional Coverages
  • 4.5 Conditions
  • 4.6 Summary
  • Chapter 4 Quiz

5. Endorsements

  • 5.1 Coverage Forms
  • 5.2 Cancellation Endorsements
  • 5.3 Deductible Endorsements
  • 5.4 Miscellaneous Endorsements
  • 5.5 Liability Endorsements
  • 5.6 Summary
  • Chapter 5 Quiz

6. Conclusion

  • 6.1 Conclusion

Exam

  • Final Exam

FAQ

Q: What should I expect from this online course?

A: We use a unique system to help you learn the material easily. Our online courses present you with information in large type that is easy to read. We highlight key items in gray and quiz you after each chapter to make sure you are learning critical information. You may review the material as much as you want before taking your required online, multiple-choice exam. Passing the exam proves your proficiency in that subject to your state’s governing authority.

Q: Can I print my online course materials and test questions?

A: According to the state authority, it is not permissible to print or download any course material or exam questions. However, you are free to access all online courses from our website anytime.

Q: How long does it take to complete an online course?

A: The time required to complete an online course varies from student to student, but it roughly approximates the number of credit hours awarded for the course. You must pass an online, multiple-choice exam. Passing the exam proves your proficiency in that subject to your state’s governing authority.