$6.00 + your state filing fee
3 Credit Hours
This course favors life insurance agents but is applied as general credit for all agents.
This course covers the following topics:
- Review the general features of a whole life insurance policy
- Examine whole life insurance policy’s modern variations
- Discuss the program’s advantages and disadvantages, cash values and company pricing, and more
Whole life insurance is a cash value type of life insurance policy that provides the insured with protection during their entire lifetime. Whole life insurance is attractive to consumers because it offers two key benefits – a death benefit to be paid to the insured’s named beneficiary in the event of their death, as well as a cash value that is accumulated over the entire term of the insurance period that can be used as savings or to be borrowed against in the event extra funds are needed. While it is more costly than other forms of life insurance, it is because it acts as an investment account – as well as a form of insurance. As part of the course, students will learn about the general features of a whole life insurance policy – as well as its modern variations – along with the program’s advantages and disadvantages, cash values, and company pricing, and more.
A: We use a unique system to help you learn the material easily. Our online courses present you with information in large type that is easy to read. We highlight key items in gray and quiz you after each chapter to make sure you are learning critical information. You may review the material as much as you want before taking your required online, multiple-choice exam. Passing the exam proves your proficiency in that subject to your state’s governing authority.
A: According to the state authority, it is not permissible to print or download any course material or exam questions. However, you are free to access all online courses from our website anytime.
A: The time required to complete an online course varies from student to student, but it roughly approximates the number of credit hours awarded for the course. You must pass an online, multiple-choice exam. Passing the exam proves your proficiency in that subject to your state’s governing authority.