$8.00 + your state filing fee
4 Credit Hours
This course favors P&C insurance agents but is applied as general credit for all agents.
This course covers the following topics:
- Review Umbrella policies and other types of â€œexcessâ€ policies
- The course will look at the main features of the SECURE Act and how they impact the retirement savings of Americans.
- Examine the role of commercial umbrella and excess insurance in the package of coverages required by many business and commercial interests
Retirement planning in America has taken on a variety of forms over the course of history. Likewise, the type of work and the longevity of that work has continued to shift. To address this, individuals, employers, and lawmakers have frequently considered what the state of retirement looks like for Americans.
This course will provide an overview of the main savings plans Americans use to set themselves up for retirement, as well as a history of retirement savings in America. Despite opportunities to save, however, many Americans are not financially prepared for their retirement years, as current trends and statistics will demonstrate. This is where the SECURE Act comes in.
On December 20, 2019, Congress passed the Setting Every Community Up for Retirement Enhancement Act, known more commonly as the SECURE Act. The bill was mainly designed to ease the alarming retirement savings crisis, aiding Americans’ abilities to save for retirement. The course will look at the main features of the SECURE Act and how they impact the retirement savings of Americans. In addition, the course will look at other notable non-retirement provisions of the SECURE Act, before finishing with a discussion of the pros and cons of the Act.
A: We use a unique system to help you learn the material easily. Our online courses present you with information in large type that is easy to read. We highlight key items in gray and quiz you after each chapter to make sure you are learning critical information. You may review the material as much as you want before taking your required online, multiple-choice exam. Passing the exam proves your proficiency in that subject to your state’s governing authority.
A: According to the state authority, it is not permissible to print or download any course material or exam questions. However, you are free to access all online courses from our website anytime.
A: The time required to complete an online course varies from student to student, but it roughly approximates the number of credit hours awarded for the course. You must pass an online, multiple-choice exam. Passing the exam proves your proficiency in that subject to your state’s governing authority.