$8.00 + your state filing fee
4 Credit Hours
This course favors P&C insurance agents but is applied as general credit for all agents.
This course covers the following topics:
- Discuss the details of the personal umbrella insurance policy
- Examine personal umbrella insurance coverages, exclusions, and conditions
- Discuss some of the situations where this kind of coverage could apply.
What happens if an unexpected accident occurs and the court finds an insured is at fault? Do they have enough liability insurance to cover the costs if a court of law finds them at fault for negligence? Estimates show thousands of people are sued for more than $2,000,000 per year due to losses related to their homes, businesses and automobiles. Personal umbrella insurance is a type of liability coverage that protects the assets and income of a policy owner beyond the limits set on a primary automobile, homeowners or watercraft insurance policy. In this course, we will discuss the details of the personal umbrella insurance policy, its coverages, exclusions and conditions, and some of the situations where this kind of coverage could apply.
A: We use a unique system to help you learn the material easily. Our online courses present you with information in large type that is easy to read. We highlight key items in gray and quiz you after each chapter to make sure you are learning critical information. You may review the material as much as you want before taking your required online, multiple-choice exam. Passing the exam proves your proficiency in that subject to your state’s governing authority.
A: According to the state authority, it is not permissible to print or download any course material or exam questions. However, you are free to access all online courses from our website anytime.
A: The time required to complete an online course varies from student to student, but it roughly approximates the number of credit hours awarded for the course. You must pass an online, multiple-choice exam. Passing the exam proves your proficiency in that subject to your state’s governing authority.